The card will integrate directly with Apple Pay, letting users tap their iPhone or Apple Watch for seamless transactions at millions of locations. Announced by co-founder Zak Folkman at Korea Blockchain Week on September 23, 2025, this expansion aims to make crypto as simple as traditional payments for Apple device owners.
For Apple users, Apple Pay’s role here stands out as a game-changer. The service, already handling over 90% of contactless payments in the U.S., adds a layer of security with Face ID or Touch ID, ensuring WLFI’s USD1 spends like any fiat currency. This means no fumbling with wallets or apps at checkout— just a quick double-click on your iPhone 17’s side button and a glance at the screen. WLFI’s move taps into Apple Pay’s ecosystem, where it processes billions in transactions annually, now opening doors for stablecoin holders to join the fold.
The debit card links to a new retail app that blends peer-to-peer transfers with asset trading, described by Folkman as a “Venmo meets Robinhood” hybrid. Users can load USD1—WLFI’s dollar-pegged stablecoin—onto the card for instant conversion during purchases. This setup supports multiple blockchains like Ethereum and Solana, keeping things flexible without tying users to one network. Early adopters can expect the card to roll out “very soon,” though exact dates remain under wraps.
Apple Pay’s integration elevates the experience, especially for iOS 18 users with enhanced NFC capabilities. Imagine fueling up at a gas station or grabbing coffee at Starbucks—your WLFI balance deducts automatically, with real-time notifications on your iPhone. The service’s tokenization means your card details stay encrypted in Apple’s Secure Element, reducing fraud risks compared to traditional plastic. For Apple Watch wearers, wrist-based payments add convenience during runs or commutes, all while WLFI handles the crypto backend.
Learn about Apple Pay.
This development arrives as WLFI navigates market ups and downs. The WLFI token, used for governance, trades around $0.20 after a recent dip, but community votes on liquidity fees for buybacks signal long-term stability. The project, launched in September 2024, focuses on connecting traditional finance with blockchain without building its own chain, a choice that keeps costs low and partnerships broad—like a new memorandum with South Korean exchange Bithumb for Asian growth.
For U.S. Apple enthusiasts dipping into crypto, Apple Pay’s familiarity lowers the barrier. No need for separate wallets or exchanges; just add the WLFI card in the Wallet app alongside your bank cards. Transactions settle near-instantly, with USD1’s peg ensuring value holds steady. This contrasts with volatile cryptos, making it practical for groceries or online shopping via Safari on your MacBook. Apple Pay’s global reach—over 5,000 banks supported—means WLFI users can spend abroad without conversion headaches, ideal for travelers with an iPad Pro in tow.
WLFI’s app will further simplify things, letting you trade assets or send USD1 to friends via Messages integration on iOS. Picture splitting a dinner bill: select the WLFI card in Apple Pay’s split payment feature, and recipients get stablecoin instantly. Security remains paramount, with Apple’s two-factor authentication layering onto WLFI’s blockchain verifications. Early tests suggest low fees, though full details await the launch.
As crypto edges mainstream, WLFI’s Apple Pay tie-in could draw more Apple loyalists wary of exchanges. With iOS 18’s privacy controls, users manage sharing without exposing full wallet info. For families, Family Sharing on Apple devices extends this—parents add the card for kids’ allowances in USD1, all tracked in the Wallet app.
This push aligns with broader trends where stablecoins meet mobile payments. Apple Pay’s growth, fueled by iPhone 16’s faster NFC, positions it perfectly for such innovations. WLFI users gain from Apple’s vast merchant network, from Whole Foods to airlines, turning digital holdings into tangible buys.
The debit card’s multi-asset support means spending beyond USD1, like converting other tokens on the fly—handled discreetly in the background. For Mac users, the Continuity Camera lets you scan receipts straight into the WLFI app for expense tracking, syncing across devices.
Apple Pay’s ecosystem shines here, offering notifications, spending limits, and lost device lockout. WLFI’s entry could boost adoption among Apple fans exploring DeFi without leaving the familiar Wallet interface. As the app nears release, beta testers report smooth Apple Watch pairing, with vibrations confirming each tap.
For those new to stablecoins, WLFI’s neutrality across chains eases entry—load via any supported wallet, then spend via Apple Pay. This frictionless flow might encourage more Apple users to diversify beyond fiat, all while enjoying the service’s speed and safety.
